/* Layout: research-desk ledger — a narrow regulatory strip, a two-column thesis hero, then ruled sections that read like a report. */
:root {
  --paper: #F4F6F3;
  --surface: #FFFFFF;
  --ink: #11201C;
  --muted: #52615C;
  --line: #D6DED9;
  --jade: #1E6B57;
  --jade-ink: #FFFFFF;
  --jade-soft: #E2EEE9;
  --brass: #96660F;
  --brass-soft: #F3E7CF;
  --warn: #9A3B1E;

  --f-display: "Spectral", Georgia, "Times New Roman", serif;
  --f-body: "IBM Plex Sans", "Segoe UI", system-ui, sans-serif;
  --f-mono: "IBM Plex Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;

  --step--1: 0.8125rem;
  --step-0: 1rem;
  --step-1: 1.1875rem;
  --step-2: 1.5rem;
  --step-3: 2.125rem;
  --step-4: clamp(2.25rem, 5vw, 3.75rem);
  --radius: 6px;
  --wrap: 1160px;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --paper: #0E1714; --surface: #15211D; --ink: #E7EEEA; --muted: #9AABA4; --line: #283731;
    --jade: #5BB79A; --jade-ink: #08130F; --jade-soft: #173029; --brass: #D9A54A; --brass-soft: #2E2615; --warn: #E3896B;
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --paper: #0E1714; --surface: #15211D; --ink: #E7EEEA; --muted: #9AABA4; --line: #283731;
  --jade: #5BB79A; --jade-ink: #08130F; --jade-soft: #173029; --brass: #D9A54A; --brass-soft: #2E2615; --warn: #E3896B;
  color-scheme: dark;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } * { transition: none !important; animation: none !important; } }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--f-body);
  font-size: var(--step-0);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; }
a { color: var(--jade); text-underline-offset: 3px; }
a:hover { color: var(--ink); }
:focus-visible { outline: 2px solid var(--brass); outline-offset: 2px; }
h1, h2, h3 { font-family: var(--f-display); font-weight: 500; line-height: 1.15; text-wrap: balance; margin: 0; }
h1 { font-size: var(--step-4); letter-spacing: -0.01em; }
h2 { font-size: var(--step-3); }
h3 { font-size: var(--step-1); font-family: var(--f-body); font-weight: 600; line-height: 1.3; }
p { margin: 0; }
.wrap {
  max-width: var(--wrap);
  margin: 0 auto;
  padding-left: max(16px, env(safe-area-inset-left, 0px));
  padding-right: max(16px, env(safe-area-inset-right, 0px));
}
.eyebrow {
  font-family: var(--f-mono);
  font-size: var(--step--1);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--muted);
}
.lede { font-size: var(--step-1); color: var(--muted); max-width: 60ch; }
.num { font-family: var(--f-mono); font-variant-numeric: tabular-nums; }
/* Placeholder values the team must replace before launch */
.ph { background: var(--brass-soft); color: var(--brass); font-family: var(--f-mono); font-size: 0.92em; padding: 0 0.3em; border-radius: 3px; white-space: nowrap; }

/* Regulatory strip */
.regstrip { background: var(--ink); color: var(--paper); font-size: var(--step--1); }
.regstrip .wrap { display: flex; flex-wrap: wrap; gap: 4px 20px; padding-block: 7px; }
.regstrip b { font-weight: 600; }
.regstrip .ph { background: transparent; color: var(--brass); padding: 0; }

/* Header */
.site-head { position: sticky; top: env(safe-area-inset-top, 0px); z-index: 20; background: var(--paper); border-bottom: 1px solid var(--line); }
body::before { content: ""; position: fixed; inset: 0 0 auto; height: env(safe-area-inset-top, 0px); z-index: 30; background: var(--paper); }
.site-head .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-block: 14px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--ink); }
.brand-mark { width: 34px; height: 34px; border-radius: 50%; border: 1.5px solid var(--jade); display: grid; place-items: center; font-family: var(--f-display); font-size: 1.15rem; color: var(--jade); }
.brand-name { font-family: var(--f-display); font-size: 1.3rem; line-height: 1; }
.brand-name small { display: block; font-family: var(--f-mono); font-size: 0.62rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--muted); margin-top: 3px; }
.nav { display: flex; align-items: center; gap: 22px; }
.nav a { color: var(--ink); text-decoration: none; font-size: 0.95rem; }
.nav a:hover, .nav a[aria-current="page"] { color: var(--jade); }
.menu-btn { display: none; background: none; border: 1px solid var(--line); border-radius: var(--radius); color: var(--ink); padding: 6px 10px; font: inherit; cursor: pointer; }
@media (max-width: 860px) {
  .menu-btn { display: block; }
  .nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: var(--paper); border-bottom: 1px solid var(--line); flex-direction: column; align-items: stretch; gap: 0; padding: 8px max(16px, env(safe-area-inset-right, 0px)) 16px max(16px, env(safe-area-inset-left, 0px)); }
  .nav.open { display: flex; }
  .nav a { padding: 10px 0; border-bottom: 1px solid var(--line); }
  .nav .btn { margin-top: 12px; text-align: center; }
}

.btn { display: inline-block; font: 600 0.95rem var(--f-body); padding: 11px 18px; border-radius: var(--radius); border: 1.5px solid var(--jade); background: var(--jade); color: var(--jade-ink) !important; text-decoration: none; cursor: pointer; }
.btn:hover { filter: brightness(1.08); }
.btn.ghost { background: transparent; color: var(--jade) !important; }

/* Sections */
section { padding-block: 72px; border-top: 1px solid var(--line); }
section.first { border-top: 0; padding-block: 56px 64px; }
.sec-head { display: grid; grid-template-columns: 220px 1fr; gap: 12px 40px; margin-bottom: 36px; }
.sec-head > * { min-width: 0; }
.sec-head .eyebrow { padding-top: 10px; }
.sec-head h2 + p { margin-top: 12px; }
@media (max-width: 760px) { .sec-head { grid-template-columns: 1fr; } .sec-head .eyebrow { padding-top: 0; } section { padding-block: 52px; } }

/* Hero */
.hero { display: grid; grid-template-columns: 1.25fr 1fr; gap: 48px; align-items: start; }
.hero > * { min-width: 0; }
.hero h1 em { font-style: italic; color: var(--jade); }
.hero .lede { margin-top: 20px; }
.hero-cta { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.hero-facts { display: flex; flex-wrap: wrap; gap: 8px 22px; margin-top: 28px; font-size: var(--step--1); color: var(--muted); }
.hero-facts span::before { content: "✓ "; color: var(--jade); font-weight: 700; }
@media (max-width: 900px) { .hero { grid-template-columns: 1fr; gap: 36px; } }

/* The ledger card: who pays the adviser */
.ledger { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.ledger-head { padding: 16px 20px; border-bottom: 1px solid var(--line); }
.ledger-head p { font-family: var(--f-display); font-size: var(--step-1); margin-top: 4px; }
.ledger table { width: 100%; border-collapse: collapse; font-size: 0.92rem; }
.ledger th, .ledger td { text-align: left; padding: 11px 20px; border-bottom: 1px solid var(--line); vertical-align: top; }
.ledger thead th { font: 500 var(--step--1) var(--f-mono); text-transform: uppercase; letter-spacing: 0.06em; color: var(--muted); }
.ledger tbody th { font-weight: 500; color: var(--muted); width: 34%; }
.ledger td.us { color: var(--ink); font-weight: 600; background: var(--jade-soft); }
.ledger tr:last-child th, .ledger tr:last-child td { border-bottom: 0; }
.ledger-foot { padding: 12px 20px; font-size: var(--step--1); color: var(--muted); border-top: 1px solid var(--line); }

/* Services */
.services { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0; border-top: 1px solid var(--line); }
.svc { padding: 28px 28px 28px 0; border-bottom: 1px solid var(--line); display: grid; gap: 10px; align-content: start; }
.svc:nth-child(even) { padding: 28px 0 28px 28px; border-left: 1px solid var(--line); }
.svc .tag { font: 500 var(--step--1) var(--f-mono); color: var(--brass); letter-spacing: 0.04em; }
.svc ul { margin: 4px 0 0; padding-left: 1.1em; color: var(--muted); font-size: 0.95rem; }
.svc a.more { font-weight: 600; text-decoration: none; margin-top: 4px; }
@media (max-width: 760px) {
  .services { grid-template-columns: 1fr; }
  .svc, .svc:nth-child(even) { padding: 24px 0; border-left: 0; }
}

/* Process (a real sequence, so numbered) */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0; counter-reset: step; }
.steps li { counter-increment: step; padding: 22px 24px 26px 0; border-top: 2px solid var(--ink); display: grid; gap: 8px; align-content: start; }
.steps li + li { padding-left: 24px; }
.steps li:nth-child(3n+1) { padding-left: 0; }
.steps li::before { content: "Step " counter(step, decimal-leading-zero); font: 500 var(--step--1) var(--f-mono); color: var(--jade); letter-spacing: 0.06em; }
.steps p { color: var(--muted); font-size: 0.95rem; }
.steps .reg { font: var(--step--1) var(--f-mono); color: var(--brass); }
@media (max-width: 860px) { .steps { grid-template-columns: 1fr; } .steps li, .steps li + li { padding: 20px 0; } }

/* Tools */
.tools { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; }
.tool { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; display: grid; gap: 18px; align-content: start; min-width: 0; }
.tool h3 { font-family: var(--f-display); font-weight: 500; font-size: var(--step-2); }
.tool .note { font-size: var(--step--1); color: var(--muted); }
@media (max-width: 860px) { .tools { grid-template-columns: 1fr; } }
fieldset { border: 0; margin: 0; padding: 0; min-width: 0; }
legend { font-weight: 600; font-size: 0.93rem; margin-bottom: 8px; padding: 0; }
.choices { display: flex; flex-wrap: wrap; gap: 6px; }
.choices label { position: relative; }
.choices input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.choices span { display: inline-block; padding: 6px 12px; border: 1px solid var(--line); border-radius: 999px; font-size: 0.88rem; color: var(--muted); }
.choices input:checked + span { border-color: var(--jade); background: var(--jade-soft); color: var(--ink); font-weight: 600; }
.choices input:focus-visible + span { outline: 2px solid var(--brass); outline-offset: 2px; }
.rp-questions { display: grid; gap: 16px; }
.result { border-top: 1px solid var(--line); padding-top: 16px; display: grid; gap: 12px; }
.result-label { font-family: var(--f-display); font-size: var(--step-2); color: var(--jade); }
.alloc { display: flex; height: 14px; border-radius: 3px; overflow: hidden; background: var(--line); }
.alloc i { display: block; height: 100%; transition: width 0.3s ease; }
.alloc .eq { background: var(--jade); } .alloc .dt { background: var(--brass); } .alloc .gd { background: var(--muted); }
.alloc-key { display: flex; flex-wrap: wrap; gap: 6px 18px; font-size: var(--step--1); color: var(--muted); }
.alloc-key b { color: var(--ink); font-family: var(--f-mono); font-weight: 500; }
.dot { display: inline-block; width: 9px; height: 9px; border-radius: 2px; margin-right: 6px; vertical-align: middle; }

.field-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.field { display: grid; gap: 5px; min-width: 0; }
.field label { font-size: 0.86rem; font-weight: 600; }
.field input, .field select, .field textarea {
  width: 100%; font: 0.97rem var(--f-body); color: var(--ink); background: var(--paper);
  border: 1px solid var(--line); border-radius: var(--radius); padding: 10px 12px;
}
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid var(--jade); outline-offset: 0; border-color: var(--jade); }
.field.full { grid-column: 1 / -1; }
@media (max-width: 520px) { .field-grid { grid-template-columns: 1fr; } }
.figures { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; border-top: 1px solid var(--line); padding-top: 16px; }
.figures div { min-width: 0; }
.figures dt { font-size: var(--step--1); color: var(--muted); }
.figures dd { margin: 2px 0 0; font: 500 var(--step-1) var(--f-mono); font-variant-numeric: tabular-nums; overflow-wrap: anywhere; }
.figures .key dd { color: var(--jade); font-size: var(--step-2); }
@media (max-width: 520px) { .figures { grid-template-columns: 1fr; } }

/* Fees */
.fees { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.fee { border-top: 2px solid var(--ink); padding-top: 18px; display: grid; gap: 10px; align-content: start; min-width: 0; }
.fee .price { font: 500 var(--step-2) var(--f-display); }
.fee ul { margin: 0; padding-left: 1.1em; color: var(--muted); font-size: 0.94rem; }
.fee.cap { border-top-color: var(--brass); }
.fee.cap .price { color: var(--brass); }
@media (max-width: 860px) { .fees { grid-template-columns: 1fr; } }
.callout { margin-top: 32px; padding: 18px 20px; border-left: 3px solid var(--brass); background: var(--brass-soft); border-radius: 0 var(--radius) var(--radius) 0; font-size: 0.95rem; }

/* Contact */
.contact { display: grid; grid-template-columns: 1fr 1.3fr; gap: 48px; }
.contact > * { min-width: 0; }
.contact dl { display: grid; gap: 14px; margin: 24px 0 0; }
.contact dt { font: var(--step--1) var(--f-mono); color: var(--muted); text-transform: uppercase; letter-spacing: 0.06em; }
.contact dd { margin: 2px 0 0; }
.form-status { font-size: 0.93rem; min-height: 1.4em; }
.form-status.ok { color: var(--jade); } .form-status.err { color: var(--warn); }
.check { display: flex; gap: 10px; align-items: flex-start; font-size: 0.88rem; color: var(--muted); }
.check input { margin-top: 4px; accent-color: var(--jade); }
.hp { position: absolute; left: -9999px; }
@media (max-width: 860px) { .contact { grid-template-columns: 1fr; gap: 32px; } }

/* Research page */
.framework { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; }
.framework div { border-top: 2px solid var(--jade); padding-top: 14px; display: grid; gap: 6px; align-content: start; min-width: 0; }
.framework p { color: var(--muted); font-size: 0.94rem; }
@media (max-width: 860px) { .framework { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 480px) { .framework { grid-template-columns: 1fr; } }
.ratings { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
.ratings th, .ratings td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--line); vertical-align: top; }
.ratings thead th { font: 500 var(--step--1) var(--f-mono); text-transform: uppercase; letter-spacing: 0.06em; color: var(--muted); }
.ratings td:first-child { font-weight: 600; white-space: nowrap; }
.table-scroll { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface); }
.sample { background: var(--surface); border: 1px dashed var(--brass); border-radius: var(--radius); overflow: hidden; }
.sample-flag { background: var(--brass-soft); color: var(--brass); font: 500 var(--step--1) var(--f-mono); padding: 8px 18px; letter-spacing: 0.04em; }
.sample-body { padding: 22px; display: grid; gap: 18px; }
.sample-top { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; align-items: baseline; }
.sample-top h3 { font-family: var(--f-display); font-weight: 500; font-size: var(--step-2); }
.kv { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 12px; }
.kv div { min-width: 0; }
.kv dt { font-size: var(--step--1); color: var(--muted); }
.kv dd { margin: 2px 0 0; font-family: var(--f-mono); }
@media (max-width: 620px) { .kv { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.empty-lib { border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; display: grid; gap: 10px; background: var(--surface); }
.two-col { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 32px; }
.two-col > * { min-width: 0; }
@media (max-width: 860px) { .two-col { grid-template-columns: 1fr; } }
.plain-list { margin: 0; padding-left: 1.1em; display: grid; gap: 8px; color: var(--muted); }
.plain-list b { color: var(--ink); font-weight: 600; }

/* Disclosures page */
.reg-table { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
.reg-table th, .reg-table td { text-align: left; padding: 12px 16px; border-bottom: 1px solid var(--line); vertical-align: top; }
.reg-table th { width: 38%; font-weight: 500; color: var(--muted); }
.reg-table tr:last-child th, .reg-table tr:last-child td { border-bottom: 0; }
.complaints { width: 100%; border-collapse: collapse; font-size: 0.9rem; min-width: 640px; font-variant-numeric: tabular-nums; }
.complaints th, .complaints td { padding: 10px 12px; border-bottom: 1px solid var(--line); text-align: right; }
.complaints th:first-child, .complaints td:first-child, .complaints th:nth-child(2), .complaints td:nth-child(2) { text-align: left; }
.complaints thead th { font: 500 0.75rem var(--f-mono); text-transform: uppercase; letter-spacing: 0.04em; color: var(--muted); vertical-align: bottom; }
.complaints tfoot td { font-weight: 600; }
.escalate { list-style: none; margin: 0; padding: 0; display: grid; gap: 0; counter-reset: lvl; }
.escalate li { counter-increment: lvl; display: grid; grid-template-columns: 64px 1fr; gap: 16px; padding: 18px 0; border-bottom: 1px solid var(--line); }
.escalate li::before { content: "Level " counter(lvl); font: 500 var(--step--1) var(--f-mono); color: var(--jade); padding-top: 3px; }
.escalate p { color: var(--muted); font-size: 0.95rem; margin-top: 4px; }
.toc { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 24px; }
.toc a { font-size: 0.88rem; text-decoration: none; border: 1px solid var(--line); padding: 5px 12px; border-radius: 999px; color: var(--ink); }
.toc a:hover { border-color: var(--jade); color: var(--jade); }
.prose { max-width: 70ch; display: grid; gap: 14px; color: var(--muted); }
.prose b { color: var(--ink); }

/* Footer */
.site-foot { background: var(--ink); color: var(--paper); font-size: 0.9rem; }
.site-foot .wrap { padding-block: 48px 32px; display: grid; gap: 32px; }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 32px; }
.foot-grid > * { min-width: 0; }
.site-foot h4 { font: 500 var(--step--1) var(--f-mono); text-transform: uppercase; letter-spacing: 0.08em; margin: 0 0 12px; opacity: 0.7; }
.site-foot a { color: var(--paper); }
.site-foot ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 6px; }
.site-foot .ph { background: transparent; color: var(--brass); padding: 0; }
.legal { border-top: 1px solid color-mix(in srgb, var(--paper) 20%, transparent); padding-top: 20px; display: grid; gap: 10px; font-size: 0.8rem; opacity: 0.85; }
@media (max-width: 860px) { .foot-grid { grid-template-columns: 1fr; } }